Speeding tickets in Ontario

A speeding ticket in Ontario is priced by the kilometre, on a scale that steps up three times. The fine on the ticket is almost never the number that matters.

About this work

Why is paying the ticket usually the expensive choice?

Because paying is a guilty plea, and the fine is the smallest of the three consequences that follow. The other two are demerit points and what your insurer does at renewal.

A conviction goes on the driving record, points are added, and insurers reprice the policy. The repricing typically runs for three years and can run longer, and for a driver with an otherwise clean record the increase over that period commonly exceeds the fine several times over. A $95 ticket is rarely a $95 decision.

Demerit points matter separately from insurance. Points accumulate on the record, a fully licensed driver who reaches a threshold can be called to an interview and at a higher threshold the licence is suspended, and novice drivers face lower thresholds and their own escalating sanctions under the graduated licensing system.

Filing to dispute the ticket costs nothing and preserves every option, including a plea to a lesser speed later. Paying closes all of them permanently, and it cannot be reversed once entered.

How the fine is built

Four bands, priced per kilometre over the limit

Section 128(14) of the Highway Traffic Act sets a rate for each kilometre per hour over the limit, and the rate rises at 20, at 30 and at 50 over. Crossing a band raises the price of every kilometre, not just the ones above the line.

  1. Under 20 over: three dollars a kilometre

    The ordinary band, and the one most tickets fall in. At 15 over that is a $45 set fine before the victim surcharge and costs that are added to it.

  2. Twenty to under thirty over: four dollars fifty a kilometre

    The step is applied to the whole amount over the limit rather than to the part above 20, so moving from 19 over to 20 over roughly doubles the fine rather than adding one increment.

  3. Thirty to under fifty over: seven dollars a kilometre

    This band also carries a licence suspension of up to 30 days on conviction and a larger demerit point penalty, which changes the character of the charge entirely.

  4. Fifty or more over: nine dollars seventy-five a kilometre

    And on most roads, fifty over is also stunt driving. Where the posted limit is under 80 the stunt threshold is forty over, so a ticket in this band is frequently the lesser of the two charges available.

The route

How does the process run?

5 stages, each with its own clock

The rates below are section 128(14) of the Highway Traffic Act. Set fines, the victim surcharge and court costs are added on top and are set separately, so the amount payable on a ticket is higher than the rate multiplied by the speed.

01

The default limits

HTA s. 128(1)

Fifty kilometres per hour on a highway within a local municipality or within a built-up area, and eighty kilometres per hour on a highway that is not. Posted limits override these, and the limit at the exact point of the stop is what the charge stands on.

02

Less than twenty over

s. 128(14)(a)

A fine of $3 for each kilometre per hour over the limit.

03

Twenty to under thirty over

s. 128(14)(b)

A fine of $4.50 for each kilometre per hour over the limit, applied to the full amount over.

04

Thirty to under fifty over

s. 128(14)(c)

A fine of $7 for each kilometre per hour over the limit.

05

Fifty or more over

s. 128(14)(d), (14.1)

A fine of $9.75 for each kilometre per hour over the limit. A higher scale again applies in a designated construction zone where a worker is present.

Before the meeting

What to bring to the first meeting

6 things to bring

Bring what you have and say what is missing. A meeting with the papers in front of it settles in one sitting what two telephone calls will not.

  • The ticket, and the date by which you must respond
  • The posted speed limit where you were stopped, if you know it
  • What the officer said, and whether you were shown a reading
  • Your driving record, if you have ordered one
  • Your insurance renewal date and current premium
  • Whether you hold a full or a graduated licence

Our approach

A clear path forward

The same four steps on every matter, whether it is a refusal at the Federal Court or a ticket at the Provincial Offences court.

Book a consultation
01

Understand

We take the full history and read the documents before offering an opinion. Most bad advice comes from acting on half the facts.

02

Assess

You get a candid read on strength, timeline and cost, including when the honest answer is that you do not need to hire anyone.

03

Act

We prepare the application, the defence or the appeal properly the first time, because fixing a weak record later is harder and dearer.

04

Report

You hear from us at each stage, and you hear what a wait actually means rather than a date chosen to sound better.

Reported decisions

What has this work produced?

7 allowed of 22 reported since 2023

Public judgments of the Federal Court with Kapil Rathod as counsel of record, each checkable by citation on the court's own site. The rest were dismissed and are listed with these ones.

All case outcomes, including the client accounts

Updates

What has changed for speeding?

1 note

Dated notes on the rule changes that reach this work. Each records what moved and when it took effect; this page carries the position now.

Ontario speed cameras repealed, three stay

In force 14 November 2025

Part XIV.1 is gone from the Highway Traffic Act. Ontario speed cameras are repealed, and the three other camera Parts are still in the statute and still issuing tickets.

Where to go next

A speeding ticket in Ontario is priced per kilometre on four bands, and the fine is the least of it.

Demerit points and the insurance repricing that follows a conviction are what the decision should actually be made on, and disputing costs nothing.

Common questions

What do people ask about speeding?

8 answered here

Written to be read once and acted on rather than to be rung about. Each answer is complete where the law allows a complete answer.

What is actually reviewable on a speeding charge?

The measurement, and the paperwork behind it. On a charge that turns entirely on a number, everything worth arguing about is how that number was produced.

Disclosure is where it starts: the officer's notes, the make and model of the device, its testing and calibration records, the officer's training on that device, and the conditions at the time. Radar, lidar and pacing each have their own requirements. A device that was not tested as the manufacturer requires, or an officer who cannot establish training on it, is a different case from one where all of that is in order.

Identification matters more than people expect on multi-lane roads and in traffic. Which vehicle was measured, how it was distinguished from the others around it, and whether the officer maintained continuous observation between the reading and the stop.

And the limit itself. The charge stands on the posted limit at the point of the stop, and limits change more often than drivers notice, particularly on the boundary between a built-up area and open road, and around construction zones.

What happens at thirty over, and at fifty?

Thirty is where a speeding ticket stops being an ordinary ticket. The fine rate rises to $7 a kilometre, the demerit penalty increases, and a conviction carries a licence suspension of up to 30 days. Insurers treat it more seriously as well.

Fifty over is where the charge may not be speeding at all. Where the posted limit is 80 or more, driving 50 or more over is stunt driving under section 172 and Ontario Regulation 455/07, which brings a 30 day roadside licence suspension and a 14 day vehicle impoundment before any trial. Where the limit is under 80, that threshold is only 40 over.

So on a 60 km/h road, 100 km/h is stunt driving rather than speeding, and the consequences are on an entirely different scale. A driver charged with speeding at that level has often been given the lesser of the two available charges.

That also explains why a resolution from stunt driving down to speeding is such a valuable outcome, and why the speeding band a case lands in is worth negotiating even when the fact of speeding is not in dispute.

Does fighting a ticket actually work?

Often, and not usually by acquittal. The common useful outcome is a resolution to a lower speed, which reduces the fine, reduces or removes the demerit points, and changes how the conviction is treated at renewal.

Whether that is available turns on the disclosure and on the driver's record. A clean record and a marginal reading is a different conversation from a third conviction in two years at 40 over.

Provincial offences matters like these are exactly what licensed paralegals are authorised to handle, which keeps the cost proportionate to what is at stake. For a single ticket the economics are usually straightforward: the representation costs less than the insurance consequence of a conviction.

Nobody can tell you the outcome before reading the disclosure, and an offer to promise one is the thing to be most careful of. What can be said early is which band you are in, what a conviction would add to your record, and whether the reading is worth testing.

How is a speeding fine calculated in Ontario?

Per kilometre over the limit, on four bands under section 128(14): $3 a kilometre under 20 over, $4.50 from 20 to under 30, $7 from 30 to under 50, and $9.75 at 50 or more over. Set fines, the victim surcharge and costs are added on top.

Should I just pay it?

Paying is a guilty plea and cannot be reversed. The fine is usually the smallest consequence: demerit points go on the record and insurers reprice at renewal, typically for three years. Filing to dispute costs nothing and keeps every option open, including a plea to a lesser speed later.

What happens at 30 over?

The fine rate rises to $7 a kilometre, the demerit penalty increases, and a conviction carries a licence suspension of up to 30 days. It is the point at which a speeding charge stops being an ordinary ticket.

Is 50 over automatically stunt driving?

Where the posted limit is 80 or more, yes, under paragraph 7.0.1 of Ontario Regulation 455/07. Where the limit is under 80 the stunt threshold is lower still, at 40 over. Stunt driving brings a 30 day roadside licence suspension and a 14 day vehicle impoundment before any trial.

Can a paralegal handle this?

Yes. Provincial offences matters under the Highway Traffic Act are within the scope licensed paralegals are authorised to handle, which keeps the cost proportionate. For a single ticket the representation generally costs less than the insurance consequence of a conviction.

Speak to someone this week

Bring the ticket and the posted limit where you were stopped. A speeding ticket in Ontario is worth reviewing before it is paid, because paying cannot be undone.

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