Speeding Tickets in Ontario

A speeding ticket in Ontario costs $52.50 at 15 over and carries no demerit points. At 20 over it is $95 and 3 points, and at 30 over $220 and 4. The fine on the ticket is almost never the number that matters.

What the ticket costs

Speeding fines and demerit points in Ontario

$52.50 at 15 over, paid out of court

The total payable printed on the ticket is the set fine plus a victim fine surcharge and $5 in costs. The set fine is charged on every kilometre over the limit, at the rate for the band the speed falls in.

Speed over the limitSet fineTotal on the ticketDemerit points
10 km/h over$25.00$40.00None
15 km/h over$37.50$52.50None
19 km/h over$47.50$62.503
20 km/h over$75.00$95.003
25 km/h over$93.75$118.753
30 km/h over$180.00$220.004
40 km/h over$240.00$295.004
50 km/h or more overNo set fineDecided in court6

About this work

Why is paying the ticket usually the expensive choice?

Because paying is a guilty plea, and the fine is the smallest of the three consequences that follow. The other two are demerit points and what your insurer does at renewal.

A conviction goes on the driving record, points are added, and insurers reprice the policy. The repricing typically runs for three years and can run longer, and for a driver with an otherwise clean record the increase over that period commonly exceeds the fine several times over. A $95 ticket is rarely a $95 decision.

Demerit points matter separately from insurance. Points accumulate on the record, a fully licensed driver who reaches a threshold can be called to an interview and at a higher threshold the licence is suspended, and novice drivers face lower thresholds and their own escalating sanctions under the graduated licensing system.

Filing to dispute the ticket costs nothing and preserves every option, including a plea to a lesser speed later. Paying closes all of them permanently, and it cannot be reversed once entered.

How the fine is built

Four bands, priced per kilometre over the limit

The set fine on a ticket is charged per kilometre per hour over the limit, at a rate that rises at 20 and at 30 over, and at 50 over there is no out-of-court payment at all. Crossing a band raises the price of every kilometre, not just the ones above the line.

  1. Under 20 over: $2.50 a kilometre

    The ordinary band, and the one most tickets fall in. At 15 over that is a $37.50 set fine and $52.50 payable, with no demerit points. From 16 over the conviction carries 3 points.

  2. Twenty to under thirty over: $3.75 a kilometre

    The step is applied to the whole amount over the limit rather than to the part above 20, so moving from 19 over to 20 over takes the set fine from $47.50 to $75.

  3. Thirty to under fifty over: $6.00 a kilometre

    The demerit penalty rises to 4 points, and insurers treat a conviction in this band more seriously. At 40 over the set fine is $240 before the surcharge and costs.

  4. Fifty or more over: no out-of-court payment

    The charge goes to court and carries 6 demerit points, and on conviction the court may suspend the licence for up to 30 days under section 128(15). On most roads fifty over is also stunt driving, and where the posted limit is under 80 the stunt threshold is forty over.

The route

How does the process run?

5 stages, each with its own clock

The rates below are section 128(14) of the Highway Traffic Act: the fine a court imposes on conviction after a trial. They are higher than the set fines printed on a ticket, which are in the table at the top of this page.

01

The default limits

HTA s. 128(1)

Fifty kilometres per hour on a highway within a local municipality or within a built-up area, and eighty kilometres per hour on a highway that is not. Posted limits override these, and the limit at the exact point of the stop is what the charge stands on.

02

Less than twenty over

s. 128(14)(a)

A fine of $3 for each kilometre per hour over the limit.

03

Twenty to under thirty over

s. 128(14)(b)

A fine of $4.50 for each kilometre per hour over the limit, applied to the full amount over.

04

Thirty to under fifty over

s. 128(14)(c)

A fine of $7 for each kilometre per hour over the limit.

05

Fifty or more over

s. 128(14)(d), (14.1)

A fine of $9.75 for each kilometre per hour over the limit. A higher scale again applies in a designated construction zone where a worker is present.

Before the meeting

What to bring to the first meeting

6 things to bring

Bring what you have and say what is missing. A meeting with the papers in front of it settles in one sitting what two telephone calls will not.

  • ✓The ticket, and the date by which you must respond
  • ✓The posted speed limit where you were stopped, if you know it
  • ✓What the officer said, and whether you were shown a reading
  • ✓Your driving record, if you have ordered one
  • ✓Your insurance renewal date and current premium
  • ✓Whether you hold a full or a graduated licence

Our approach

A clear path forward

The same four steps on every matter, whether it is a refusal at the Federal Court or a ticket at the Provincial Offences court.

Book a consultation
01

Understand

We take the full history and read the documents before offering an opinion. Most bad advice comes from acting on half the facts.

02

Assess

You get a candid read on strength, timeline and cost, including when the honest answer is that you do not need to hire anyone.

03

Act

We prepare the application, the defence or the appeal properly the first time, because fixing a weak record later is harder and dearer.

04

Report

You hear from us at each stage, and you hear what a wait actually means rather than a date chosen to sound better.

Reported decisions

What has this work produced?

7 allowed of 22 reported since 2023

Public judgments of the Federal Court with Kapil Rathod as counsel of record, each checkable by citation on the court's own site. The rest were dismissed and are listed with these ones.

All case outcomes, including the client accounts

Updates

What has changed for speeding?

1 note

Dated notes on the rule changes that reach this work. Each records what moved and when it took effect; this page carries the position now.

Ontario speed cameras repealed, three stay

In force 14 November 2025

Part XIV.1 is gone from the Highway Traffic Act. Ontario speed cameras are repealed, and the three other camera Parts are still in the statute and still issuing tickets.

Where to go next

A speeding ticket in Ontario is priced per kilometre on four bands, and the fine is the least of it.

Demerit points and the insurance repricing that follows a conviction are what the decision should actually be made on, and disputing costs nothing.

Common questions

What do people ask about speeding?

10 answered here

Written to be read once and acted on rather than to be rung about. Each answer is complete where the law allows a complete answer.

What is actually reviewable on a speeding charge?

The measurement, and the paperwork behind it. On a charge that turns entirely on a number, everything worth arguing about is how that number was produced.

Disclosure is where it starts: the officer's notes, the make and model of the device, its testing and calibration records, the officer's training on that device, and the conditions at the time. Radar, lidar and pacing each have their own requirements. A device that was not tested as the manufacturer requires, or an officer who cannot establish training on it, is a different case from one where all of that is in order.

Identification matters more than people expect on multi-lane roads and in traffic. Which vehicle was measured, how it was distinguished from the others around it, and whether the officer maintained continuous observation between the reading and the stop.

And the limit itself. The charge stands on the posted limit at the point of the stop, and limits change more often than drivers notice, particularly on the boundary between a built-up area and open road, and around construction zones.

What happens at thirty over, and at fifty?

Thirty is where a speeding ticket stops being an ordinary ticket. The set fine rate rises to $6 a kilometre, the demerit penalty rises to 4 points, and insurers treat it more seriously. Fifty over adds a possible licence suspension of up to 30 days on conviction under section 128(15), and there is no out-of-court payment at all.

Fifty over is where the charge may not be speeding at all. Where the posted limit is 80 or more, driving 50 or more over is stunt driving under section 172 and Ontario Regulation 455/07, which brings a 30 day roadside licence suspension and a 14 day vehicle impoundment before any trial. Where the limit is under 80, that threshold is only 40 over.

So on a 60 km/h road, 100 km/h is stunt driving rather than speeding, and the consequences are on an entirely different scale. A driver charged with speeding at that level has often been given the lesser of the two available charges.

That also explains why a resolution from stunt driving down to speeding is such a valuable outcome, and why the speeding band a case lands in is worth negotiating even when the fact of speeding is not in dispute.

Does fighting a ticket actually work?

Often, and not usually by acquittal. The common useful outcome is a resolution to a lower speed, which reduces the fine, reduces or removes the demerit points, and changes how the conviction is treated at renewal.

Whether that is available turns on the disclosure and on the driver's record. A clean record and a marginal reading is a different conversation from a third conviction in two years at 40 over.

Provincial offences matters like these are exactly what Licensed Paralegals are authorised to handle, which keeps the cost proportionate to what is at stake. For a single ticket the economics are usually straightforward: the representation costs less than the insurance consequence of a conviction.

Nobody can tell you the outcome before reading the disclosure, and an offer to promise one is the thing to be most careful of. What can be said early is which band you are in, what a conviction would add to your record, and whether the reading is worth testing.

How do I fight a speeding ticket in Ontario?

By responding to the offence notice within 15 days of being served, and choosing one of the three routes in the Provincial Offences Act. Section 5 is a notice of intention to appear, which sets the matter down for trial. Section 5.1 requests a meeting with the prosecutor, which is where most tickets are actually resolved. Sections 7 and 8 are a guilty plea on terms you choose. Doing none of the three means section 9 (1) (a) applies: you are deemed not to wish to dispute the charge and a conviction can be entered without a hearing. The work itself starts with disclosure, which is the prosecution's own record of the charge, because whether the evidence supports what the ticket alleges is a question about that record rather than about argument.

How much is a speeding ticket in Ontario?

At 15 over the total payable on the ticket is $52.50: a $37.50 set fine at $2.50 a kilometre, a $10 victim fine surcharge and $5 in costs. At 20 over the rate steps to $3.75 a kilometre for the whole amount, so a $75 set fine and $95 payable. At 30 over it is $6 a kilometre, so $180 and $220 payable, and at 40 over $240 and $295. At 50 or more over there is no out-of-court payment and the charge goes to court. Set fines double in a community safety zone, and the fine on conviction doubles in a construction zone where a worker is present.

How is a speeding fine calculated in Ontario?

The set fine on a ticket is charged on every kilometre over the limit at the rate for its band: $2.50 a kilometre from 1 to 19 over, $3.75 from 20 to 29 and $6.00 from 30 to 49, with no set fine at 50 or more. A victim fine surcharge and $5 in costs are added. After a trial the court applies section 128(14) instead: $3, $4.50, $7 and $9.75 a kilometre.

Should I just pay it?

Paying is a guilty plea and cannot be reversed. The fine is usually the smallest consequence: demerit points go on the record and insurers reprice at renewal, typically for three years. Filing to dispute costs nothing and keeps every option open, including a plea to a lesser speed later.

What happens at 30 over?

The set fine rate rises to $6 a kilometre, so $180 at 30 over, and the conviction carries 4 demerit points instead of 3. The possible licence suspension of up to 30 days starts at 50 over, under section 128(15), not at 30.

Is 50 over automatically stunt driving?

Where the posted limit is 80 or more, yes, under paragraph 7.0.1 of Ontario Regulation 455/07. Where the limit is under 80 the stunt threshold is lower still, at 40 over. Stunt driving brings a 30 day roadside licence suspension and a 14 day vehicle impoundment before any trial.

Can a paralegal handle this?

Yes. Provincial offences matters under the Highway Traffic Act are within the scope Licensed Paralegals are authorised to handle, which keeps the cost proportionate. For a single ticket the representation generally costs less than the insurance consequence of a conviction.

Speak to someone this week

Bring the ticket and the posted limit where you were stopped. A speeding ticket in Ontario is worth reviewing before it is paid, because paying cannot be undone.

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